Offer Details

⁺Offers may vary depending on where you apply, for example online or in person. To take advantage of this offer, apply now directly through this advertisement. Review offer details before you apply.



You must pay your entire statement balance (with the exception of Eligible Purchases made with the promotional rate during its promotional rate period) in full by the payment due date each month to avoid being charged interest on new non-Eligible purchases from the date those purchases are made, unless your new non-Eligible purchases are subject to a 0% interest rate.

¹For additional information about Annual Percentage Rates (APRs), fees and other costs, see the Summary of Credit Terms link above.

Special Financing Details

Purchases in which single or multiple items are purchased in the same transaction totaling at least $1,000 in qualifying Universal Purchases will be referred to as "Eligible Purchases" in the Summary of Credit Terms (linked above). All Transactions are subject to approval. Accounts are eligible only if they are open, in good standing and not already subject to special terms. All other terms of your account remain in effect. 6 months means at least 180 days (may appear on more than 6 statements).
Minimum monthly payments required.

²See the Rewards Terms and Conditions in the Summary of Credit Terms (linked above) for details, including earning, redemption, expiration, and forfeiture (subject to applicable law) and ticket restrictions.



³You must mention and use your Universal Rewards Plus Visa Signature^® Card or Universal Rewards Visa Signature^® Card at time of purchase to receive discount. Discount is valid at select Universal Orlando Resort and Universal Studios Hollywood owned and operated food and beverage locations and carts and merchandise stores and in the theme parks and Universal CityWalk. (For more information click here.)



All dining discounts apply to food and non-alcoholic beverages except where noted. Discounts not valid on gift cards, collectible currencies, online purchases, mobile food and drinks orders, carnival games, special events, holiday dining, alcoholic beverages, film, collectibles and other specialty or limited-edition merchandise; excludes gratuity and tax. Offer subject to availability and to change without notice and cannot be combined with any other offers, promotions, discounts, or prior purchases. Additional exclusions and restrictions may apply.



⁴Must present valid Universal Rewards Plus Visa Signature^® Card and valid photo ID for lounge entry. Valid for up to four (4) people per card (including cardholder). Separate theme park admission required. Open from Noon–5:00pm daily. Subject to availability, limited capacity. Lounge hours, availability, and offerings subject to change without notice.



*For additional information about Annual Percentage Rates (APRs), fees and other costs, see the Summary of Credit Terms (linked above).



**See the Rewards Terms and Conditions in the Summary of Credit Terms (linked above) for details, including earning, redemption, expiration, and forfeiture (subject to applicable law).



Cards are issued by First National Bank of Omaha (FNBO^®), pursuant to a license from Visa U.S.A., Inc. Visa and Visa Signature are registered trademarks of Visa International Service Association and used under license.